- Choose whether to add, subtract, multiply or divide.
- Work accurately with pounds and pence.
- Deal with “as many as possible” and “enough for” questions.
- Check your answer makes sense in a real-life situation.
Calculation problem and operation
A calculation problem is a word question where you decide what maths to do from the information given. An operation is a maths action: add, subtract, multiply, or divide.
Most Grade 2 calculation problems are about everyday situations: shopping, payments, items in packs, lengths, mass, or liquid.
Unit
A unit is the label for an amount, such as p, £, cm, ml, g, or litres. Units tell you what the number means.
Main routine
Make the units match first, then calculate, then answer in the units asked for.
Change
Change is the money you get back when you pay more than the total cost.
In money questions, it is often easiest to work in pence. Remember: 100p makes £1.
Buying items and finding change
Aisha buys 7 cakes. Each cake costs 62p. She pays with a £10 note.

-
Convert £10 into pence: £10 is 1000p.
-
Find the total cost of 7 cakes:
7×62=4347 \times 62 = 4347×62=434
-
Subtract the cost from the amount paid:
1000−434=5661000 - 434 = 5661000−434=566
-
Convert 566p back into pounds and pence. The change is £5.66.
-
If the price of each cake goes up, the total cost goes up, so the change goes down.
Mixing pounds and pence
Do not subtract pence from pounds directly. Convert everything to pence first, or everything to pounds first.
Sometimes a question asks how many items someone can buy, make, or cut. You can only use whole items in these questions.
Remainder
A remainder is the amount left over when you divide but cannot make another full group.
Buying as many bars as possible
Ben has £4 to spend. Each snack bar costs 35p. Work out his change if he buys as many as possible.

-
Convert £4 into pence: £4 is 400p.
-
Divide 400p by 35p to see how many full bars he can buy:
400÷35=11 remainder 15400 \div 35 = 11 \text{ remainder } 15400÷35=11 remainder 15
-
So Ben can buy 11 bars, with 15p left over.
-
His change is 15p.
As many as possible
If buying one more item would cost too much, stop. The leftover amount is the change.
A question may give prices like “5 for 80p” or “10 for £2.40”.
Group price and pack
A group price tells you the cost for several items together. A pack is a group of items sold together.
Work out how many groups are needed, then multiply by the group price.
Using a price list
A teacher buys 20 pens, 30 rulers, and 5 calculators. Pens cost 5 for 80p, rulers cost 10 for £2.40, and calculators cost £4.50 each. Find the total cost.

-
Pens: 20 pens means 4 groups of 5. The pen cost in pence is:
4×80=3204 \times 80 = 3204×80=320
-
Rulers: £2.40 is 240p, and 30 rulers means 3 groups of 10. The ruler cost is:
3×240=7203 \times 240 = 7203×240=720
-
Calculators: £4.50 is 450p each. The calculator cost is:
5×450=22505 \times 450 = 22505×450=2250
-
Add the costs in pence:
320+720+2250=3290320 + 720 + 2250 = 3290320+720+2250=3290
-
3290p is £32.90, so the teacher spends £32.90.
Deposit and instalment
A deposit is money paid at the start. An instalment is one of the equal payments made later.
To find each equal payment, subtract the deposit first, then divide what is left.
Deposit and monthly payments
A bike costs £540. Priya pays a deposit of £120, then pays the rest in 12 equal monthly payments.

-
Work in pounds. Subtract the deposit:
540−120=420540 - 120 = 420540−120=420
-
Divide the remaining amount by 12:
420÷12=35420 \div 12 = 35420÷12=35
-
Each monthly payment is £35.
Unit cost
The unit cost is the cost of one item.
If you know the cost of several identical items, divide to find the cost of one.
Pens and pencils
Tom buys 2 pens and 3 pencils for £1.05. Raj buys 4 pens for £1.20. Work out the cost of 1 pen and 2 pencils.

-
Convert £1.20 to 120p. Find the cost of 1 pen:
120÷4=30120 \div 4 = 30120÷4=30
-
So 1 pen costs 30p. Find the cost of 2 pens:
2×30=602 \times 30 = 602×30=60
-
Convert £1.05 to 105p. Subtract the cost of 2 pens to find the cost of 3 pencils:
105−60=45105 - 60 = 45105−60=45
-
Find the cost of 1 pencil:
45÷3=1545 \div 3 = 1545÷3=15
-
Find the cost of 1 pen and 2 pencils:
30+2×15=6030 + 2 \times 15 = 6030+2×15=60
-
The cost is 60p.
Budget
A budget is the amount of money available to spend.
To decide if someone has enough money, find the total cost first, then compare it with the budget.
Does he have enough?
Owen wants to buy 20 calculators and 20 folders. 2 calculators cost £9.80. 3 folders cost £2.40. Owen has £110.

-
Convert £9.80 to 980p. Find the cost of 1 calculator:
980÷2=490980 \div 2 = 490980÷2=490
-
Find the cost of 20 calculators:
20×490=980020 \times 490 = 980020×490=9800
-
Convert £2.40 to 240p. Find the cost of 1 folder:
240÷3=80240 \div 3 = 80240÷3=80
-
Find the cost of 20 folders:
20×80=160020 \times 80 = 160020×80=1600
-
Add the costs:
9800+1600=114009800 + 1600 = 114009800+1600=11400
-
11400p is £114, so Owen does not have enough money. He is short by £4.
Show your answer
If the question says “show that” or “does he have enough?”, you need a calculation and a final sentence.
Convert
To convert means to change an amount into an equal amount using a different unit, such as litres to millilitres.
Useful facts:
- 1 litre is 1000 ml.
- 100 cm is 1 m.
- 1000 g is 1 kg.
Making full cups
A jug contains 1.6 litres of water. Each cup needs 180 ml. Work out how many full cups can be made.

-
Convert 1.6 litres to millilitres: 1.6 litres is 1600 ml.
-
Check how many full cups fit:
1600÷180=8 remainder 1601600 \div 180 = 8 \text{ remainder } 1601600÷180=8 remainder 160
-
There is not enough water for a 9th cup, so 8 full cups can be made.
Buying enough packs
A washing powder pack contains 600g. Sam uses 45g for each wash and does 2 washes each week. He wants enough for 10 weeks.

-
Find how much powder is used each week:
2×45=902 \times 45 = 902×45=90
-
Find how much powder is needed for 10 weeks:
10×90=90010 \times 90 = 90010×90=900
-
One pack gives 600g, which is not enough for 900g.
-
Two packs give 1200g, so Sam needs 2 packs.
Round the right way
To round down means choose the lower whole number; to round up means choose the higher whole number. For full cups or cut lengths, round down. For buying enough packs, round up.
In the exam
-
Underline the important numbers and units before calculating.
-
Convert units early, especially pounds to pence or litres to millilitres.
-
Write a final sentence, such as “She gets £4.20 change” or “He does not have enough money.”
Check yourself
-
Can you explain when to multiply and when to divide in a shopping question?
-
If you have a remainder, should you always round up?
-
Have you checked that your final answer uses the correct unit?