Nominal and real values
Nominal (money) value: a value measured at the prices of the day, unadjusted for inflation.
Real value: a nominal value adjusted to remove price changes, so it is expressed at constant base-year prices and can be compared over time.
Money versus real
- A money figure can rise simply because prices rose, even when the quantity bought is unchanged.
- A real figure strips out those price changes, revealing the genuine change in purchasing power.
- So converting nominal to real allows a meaningful comparison over time.
- Nominal figures can rise simply because prices rise.
- Real figures show the genuine change in quantity or purchasing power.
The conversion method
- A price index shows how far prices have moved since the base year.
- Take the nominal value, divide by the price index, then scale back up by 100.
- The 100 appears because the base-year index itself equals 100.
- The result is expressed at base-year, constant prices.
- A worker earns a nominal income of £26,000 when the price index is 130 (base year = 100).
- Deflate the £26,000 back to base-year prices as follows.
- So the real income is £20,000 at base-year prices, well below the £26,000 headline.
- A nominal wage rising 5% while prices rise 3% is a real rise of only about 2%, so the pay rise buys less than it looks.
Why it matters
- Comparing money figures over time can mislead when prices have changed.
- Real values remove the effect of changing prices, so they isolate real growth.
- So real GDP and real wages are used for genuine comparison, not the money figures.
- Deflate nominal figures with a price index before comparing them.
- Compare real values across time, not nominal ones.
- Do not read a rise in money values as a real increase.
- Adjust for inflation to find the real change.
- Define a nominal value.
- Define a real value.
- Convert a nominal income of £26,000 to a real value when the price index is 130.
- Why can money figures mislead over time?